Mortgages

Mortgages

Mortgages tailored to your needs from Mortgage Advice Bureau

Your mortgage is probably the largest financial transaction and commitment you are likely to undertake.  Mortgage Advice Bureau works with Merry’s to provide their clients with the advice you need face-to-face or, if more convenient, over the phone at a time to suit you.  We will take care of everything from explaining all of your options and helping you select the right mortgage, to choosing the most suitable protection for you and your family, and handling the whole application process. 

We have access to over 12,000 mortgages from more than 90 lenders.  The expert advice we offer places us in a very strong position to ensure that our customers have access to the latest deals available and receive a first-class service.

For further information on what we can offer you visit our website https://www.mortgageadvicebureau.com/oadby or call 01162720083

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice of up to 1% of the amount borrowed. A typical fee is £99 but this will depend upon your circumstances.

Mortgage Advice Bureau is a trading name of Meridian (Leicester) Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority. Meridian (Leicester) Limited’.  

Meridian (Leicester) Limited. Registered office: Harborough House, 1-3 London Road, Oadby, Leicester LE2 5DL. Registered in England No. 09366710.

Read more...
If you’re a buyer or renter going on viewings:

You can still go and view properties that you’ve had your eye on, but you must follow our simple guidance to ensure your viewing goes as smoothly and as safely as possible:

Protecting yourself and those in the property you’re viewing

Whether it’s on your way to a viewing, or once you get there, remember these three key pieces of advice from the government:

• Maintain a 2m distance from anyone you aren’t living with – we know this can be tough at times, but it’s possible. If you ever forget what 2m looks like, imagine taking two long strides, or visualising the height of your front door!

• Wash your hands regularly (and thoroughly) and avoid touching your face – we’ve all got the dry hands to prove it, but this remains one of the most important pieces of guidance right now to help prevent the spread of coronavirus.

• Minimise contact with surfaces outside of your home – this can be hard as we touch so many things throughout the day, often without thinking about it. Common things include door handles, lift buttons and ‘stop’ buttons on the bus.

Why not start with an online viewing, if available?

You’ll still need to view the property in person, before being able to proceed with an offer, but it’s a great place to start. Particularly helpful if you’re not entirely sure whether it’s suitable for you, it’s also one less journey you’ll need to make. If you’d still like the view the property, the agent will be pleased to know you’re serious.

Before the viewing

In line with government guidance, anyone experiencing coronavirus symptoms should be staying at home, to help prevent further spread of the disease.

To give confidence to all parties present at the viewing that this guidance is being followed, and to help the agent manage the viewing in the most efficient way possible, you should be asked to complete a handful of questions before your viewing such as:

• Has anyone in your household had COVID-19?

• Has anyone in your household displayed COVID-19 symptoms or not yet completed a required period of household self-isolation?

• Are you in the high-risk category?

The current owner, or tenants, of the property you’re going to view will have also completed these questions, as will the agent if they’ll be present on the viewing, so don’t be afraid to check with the agent on this if it’s a concern.

We would also recommend asking the agent as many questions as possible before the viewing, to help save time on the viewing itself.

Read More...

Covid 19 Property Update Hide